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Group Level 10/20 Year Term
Life Insurance

The NYSBA’s two group level term life insurance plans guarantee rates and coverage amounts for 10 and 20 years, respectively. For those looking for stability, these plans are great options.

Life insurance provides you with the opportunity to look after your loved ones and take care of financial responsibilities in the event that something should happen to you. And while 66% say they need life insurance, only 57% own it.*

Benefit Details

Both level term life insurance plans offer coverage up to $2 million, in increments of $50,000.
Both level term plans offer an accelerated death benefit option allowing for a one-time payment of 50% of in-force coverage if you are diagnosed as terminally ill.
NYSBA members under the age of 65 can qualify for 10-year level term coverage along with their spouse/domestic partner and dependent children.
NYSBA members under the age of 55 can qualify for the 20-year level term plan, along with a spouse/domestic partner and dependent children.

Important Information: Please Read

In response to the COVID-19 pandemic, New York Life has temporarily extended premium payment periods to help ensure that impacted members continue to remain insured even if they are having difficulty making premium payments at this time. If you have been impacted by COVID-19 or the Stay At Home orders and are having difficulty making premium payments, please contact us to see how we can help. While we cannot waive the premium due, we can work with you on a payment schedule to bring your premiums current over time. For more information, please call us at 1-800-727-7770. We’re here Monday through Friday, 8:30 AM to 4:30 PM.

Apply Online

Download an application: 10-Year / 20-Year
Download a brochure: 10-Year / 20-Year
Understand the Application Process - Click here

Need help deciding which coverage is best? For more information, including plan features, costs, eligibility, renewability, limitations and exclusions, please download the brochure or call our licensed representatives at 855-874-0813.

*2019 Insurance Barometer Study, Life Happens and LIMRA

USI AFFINITY + NEW YORK LIFE
We have partnered with New York Life to provide these coverages at very competitive rates. New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+) and Moody's Investors Service (Aaa). Source: Third Party Rating Reports (as of 10/15/2020). The NYSBA's member-only Group Life Insurance program is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy form GMR. New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the brochures for current availability. New York Life Insurance Company's state of domicile is New York, and NAIC ID # 66915.

NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company.
30-Day Free Look
Once coverage is approved, you will be sent a Certificate of Insurance summarizing benefits. If you are not completely satisfied with the terms of the Certificate, you may return it, without claim, within 30 days for a full refund.

Group Level 10/20 Year Term Life Insurance

Benefit Details

Important Information: Please Read

Group Level 10/20 Year Term
Life Insurance