With Long Term Disability Insurance through the New York State Bar Association Insurance Program – you won’t have to. Most people think of Group Disability Insurance as protection in the event of an accident. The truth is, over 90% of claims are due to back problems, other joint and soft tissue pain, cancer, heart disease and mental health. Still think it won’t happen to you? Unfortunately, the average worker faces a 3 in 10 chance of being disabled for 90 days or more.1 Protecting your income is one of the wiser decisions you can make. Don’t take the risk – call today to talk to one of the Group Disability Insurance experts at USI Affinity about applying for this valuable and exclusive member benefit today!
Disability insurance can provide a monthly benefit of up to $10,000 per month. (The monthly benefit amount you select cannot exceed 60% of your Average Monthly Income**). Benefits are tax free if you pay your own premiums with after-tax dollars. Plus, coverage remains even if you change jobs or your employee benefits package changes, subject to the provisions.
1Source: Council for Disability Awareness 2018.