Group Term
Life Insurance

Term life insurance comes in many different forms, but they all provide insurance protection. Level Term life insurance offers a death benefit for a premium that is guaranteed for a fixed, multi-year period (e.g. 10 or 20 years.)

Your NYSBA membership gives you a choice of Level Term or Annual Renewal Term life insurance. NYSBA members, their spouse or partner and dependent children can apply for $100,000 up to $2 million of coverage, depending on the plan you choose.

Who is Eligible?

This valuable protection is reserved for NYSBA members and their spouse/partners residing in the U.S., under age 65, and dependent children between 15 days and 20 years old. This coverage is not available to the general public and is contingent upon maintaining membership with the NYSBA and payment of premiums.

A few important policy features:

• An Accelerated Death Benefit is included with your life insurance. This value-added Accelerated Death Benefit allows you to request a portion of your benefit amount while still alive if you are diagnosed with a terminal illness.
• Your premiums payments will be waived if you become totally disabled for a period of at least six months prior to turning age 60.

Download an application: Click Here
Download a brochure: Click here
Understand the Application Process - Click here

Need help deciding which coverage is best? For more information, including features, costs, eligibility, renewability, limitations and exclusions, please download the brochure or call our licensed representatives at 1-855-874-0813.

USI AFFINITY + NEW YORK LIFE
We have partnered with New York Life to provide these coverages at specially-negotiated rates. New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+) and Moody's Investors Service (Aaa). Source: Third Party Rating Reports (as of 10/18/2022). The NYSBA's member-only Group Life Insurance program is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy form GMR. New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all policies it underwrites are available in all jurisdictions. Please check the brochures for current availability. New York Life Insurance Company's state of domicile is New York, and NAIC ID # 66915.

Michigan Residents: I understand that I may use a producer/agent to assist me with the completion of this application at no cost to me.

NEW YORK LIFE and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company.
30-Day Free Look
Once coverage is approved, you will be sent a Certificate of Insurance summarizing benefits. If you are not completely satisfied with the terms of the Certificate, you may return it, without claim, within 30 days for a full refund.